rESpoNsiBiliTY

So, I did my taxes. I'm getting a $2,500 refund this year, yeaa! I didnt even have to have babies! (Hope Credit for grad school, bitchin). Anyways, so I was psyched at first about the realistic in-reach tropical vacation...until I added up all my credit cards (yes, I had 0 credit cards until last September when Mcgee got sick, and now I have 3). So, I'm about $4 grand in debt on those, including a personal loan (just a wee one). So, with the influence of my very smart and responsible parents always in my head, I decided to pay off the personal loan, the Best Buy card, and the Gap Visa. That will leave me only with my Citi card which has 0% interest. And, I should make it out with a little left over money to put in the savings. Then, when I get $2 grand in savings, I will take a trip to the tropics. In the meantime, I might spend a few hundred to fly down and visit my grandparents in Florida for a week or so (free lodging and food, yea!). We shall see.